Acorns Is A Micro-Investment App That Does All The Thinking For You

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Originally posted on TechCrunch:

Investing for the future can be hard for a twenty-something. With restrictions like minimum account balances and commission fees that make it uneconomical to invest a few hundred bucks at a time, investing can almost feel impossible.

Until today. Acorns is officially launching on the App Store to help anyone invest right from their smartphone.

Acorns works by letting you connect your credit or debit cards (with a simple sign-up using your online bank credentials), and automatically rounds up the change from every purchase to add to your investment portfolio. You can choose between five different risk options, from aggressive to conservative, and watch how your investments are performing over time.

At any time, you can make a deposit into your investment account and/or switch around the risk profile of your portfolio to be more or less aggressive. All of the five different portfolios are compiled by a team of…

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Inception  It all started when Kevin Systrom was working at Nextstop, in marketing. That’s right, marketing! He had neither a formal engineering degree nor any programming skills. He started doing mash-up projects in the evenings and learnt programming in the nights. Pretty soon, his determination and will made him program a mash-up of foursquare and mafia-wars that he called “Burbn”. Burbn is the pre-cursor of today’s Instagram.

Inception
It all started when Kevin Systrom was working at Nextstop, in marketing. That’s right, marketing! He had neither a formal engineering degree nor any programming skills. He started doing mash-up projects in the evenings and learnt programming in the nights. Pretty soon, his determination and will made him program a mash-up of foursquare and mafia-wars that he called “Burbn”. Burbn is the pre-cursor of today’s Instagram.

What are anonymous companies?

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Originally posted on TED Blog:

[ted_talkteaser id=1949]At TED2014, Charmian Gooch made the TED Prize wish to launch a new era of openness in business and end the phenomenon of anonymous companies. “Anonymous companies are making it difficult, and sometimes impossible, to find the actual human beings responsible for really bad crimes,” she said.

So how do anonymous companies work? This infographic explains the basics. For a deeper analysis, check out the Global Witness report “Poverty, Corruption and Anonymous Companies.”

End-Anonymous-Companies_smallWatch a video from Global Witness on the issue »

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How sixth-sense will change the world around us

At TEDIndia, Pranav Mistry demos several tools that help the physical world interact with the world of data — including a deep look at his SixthSense device and a new, paradigm-shifting paper “laptop.” In an onstage Q&A, Mistry says he’ll open-source the software behind SixthSense, to open its possibilities to all.

A school in the cloud

Onstage at TED2013, Sugata Mitra makes his bold TED Prize wish: Help me design the School in the Cloud, a learning lab in India, where children can explore and learn from each other — using resources and mentoring from the cloud. Hear his inspiring vision for Self Organized Learning Environments (SOLE), and learn more at tedprize.org.
A talk that you just can’t afford to miss.